Income Protection - Immediate Acceptance With Cover For As Little As £9.99 Per Month

Could you pay your bills if you were off work for an extended period due to injury or illness?

Our low-cost flexible income protection plans provide monthly payments as well as fracture and accidental death lump sum payments from as little as £9.99/month
Income Protection

Income Protection

Receive up to 60% of your income with no ratings surcharge for occupation, age, or pre-existing conditions.

Cover from Day 1

Cover from Day 1

Receive monthly benefits backpaid to day 1 after a 14 or 30-day wait period - you choose.

Additional Benefits

Additional Benefits

Lump sum payouts for fractures & accidental death included at no extra charge.

Plan Benefits

The Income Protection Plus Plan & The Motorsports Income Protect Plus Plan are designed to protect you:

Anytime, Anywhere, 24/7, 365 days a year

The policy is immediate acceptance regardless of pre-existing injuries or medical conditions.

No ratings for occupation.

No ratings for pre-existing medical conditions.

No ratings for sports or hazardous pursuits.

Guaranteed premiums (same price regardless of age).

The Policies are tailored to self-employed persons at claim stage.

Waiting periods include ‘Benefits Paid from Day 1’.

Lump sums for accidental death and fractures included at no additional cost.

About The Plans

What Are These Plans For?

The Income Protection Plus Plan & The Motorsports Income Protect Plus Plan give you peace of mind that should you be unable to work due to accident or sickness; your mortgage, rent and other outgoings are covered.

This plans are designed to bridge the financial gap when you need it most.

Who Are They For?

The plans are designed to cover everyone regardless of whether they have pre-existing health conditions or not. It covers those that participate in sports at all levels and covers all sports.

One plan for those who participate in Motorsports and one plan for those who do not.

Why Are These Plans Unique?

Each plan is immediate acceptance and combines 3 great benefits into 1 unique plan, Income Protection, Fracture Lump Sum Pay-outs & Accidental Death, so you will be protected should you lose an income, sustain a fracture or if you die. The plan is the same cost whether you are 18 or 70 and never increases with age.

Application Process

  • Choose Your Level Of Cover

    Use our product selection tool to help you choose the correct level of cover you need

  • Choose Your Waiting Period

    We have both 14 Day & 30 Day waiting periods, either way when you recieve your claim you'll get it back paid to the 1st day

  • Fill In The Application Form

    We've made our online application process as simple as possible, it only takes a few minutes

Apply Here

You can also apply by phone just call 0800 520 0218

Precise Protect Income Protect Plus Plan
(14 Day Back To Day 1)

This plan has a 14 day back to day 1 waiting period and is aimed at those who do not participate in motorsports
Level 1

Level 1

£ 12.49 / Mth
  • £500 Monthly Benefit
  • £500 Fracture Benefit
  • £5,000 Accidental Death
Level 2

Level 2

£ 17.49 / Mth
  • £750 Monthly Benefit
  • £750 Fracture Benefit
  • £10,000 Accidental Death
Level 4

Level 4

£ 27.49 / Mth
  • £1,250 Monthly Benefit
  • £1,250 Fracture Benefit
  • £20,000 Accidental Death
Level 5

Level 5

£ 32.49 / Mth
  • £1,500 Monthly Benefit
  • £1,500 Fracture Benefit
  • £25,000 Accidental Death

Precise Protect Income Protect Plus Plan
(30 Day Back To Day 1)

This plan has a 30 day back to day 1 waiting period and is aimed at those who do not participate in motorsports
Level 1

Level 1

£ 9.99 / Mth
  • £500 Monthly Benefit
  • £500 Fracture Benefit
  • £5,000 Accidental Death
Level 2

Level 2

£ 14.99 / Mth
  • £750 Monthly Benefit
  • £750 Fracture Benefit
  • £10,000 Accidental Death
Level 4

Level 4

£ 24.99 / Mth
  • £1,250 Monthly Benefit
  • £1.250 Fracture Benefit
  • £20,000 Accidental Death
Level 5

Level 5

£ 29.99 / Mth
  • £1,500 Monthly Benefit
  • £1.500 Fracture Benefit
  • £25,000 Accidental Death

Precise Protect Motorsports Income Protect Plus Plan
(14 Day Back To Day 1)

This plan has a 14 day back to day 1 waiting period and is aimed at those who participate in motorsports
Level 1

Level 1

£ 19.99 / Mth
  • £500 Monthly Benefit
  • £500 Fracture Benefit
  • £5,000 Accidental Death
  • Covers All Motorsports
Level 2

Level 2

£ 29.99 / Mth
  • £750 Monthly Benefit
  • £750 Fracture Benefit
  • £10,000 Accidental Death
  • Covers All Motorsports
Level 4

Level 4

£ 49.99 / Mth
  • £1,250 Monthly Benefit
  • £1,250 Fracture Benefit
  • £20,000 Accidental Death
  • Covers All Motorsports
Level 5

Level 5

£ 59.99 / Mth
  • £1,500 Monthly Benefit
  • £1,500 Fracture Benefit
  • £25,000 Accidental Death
  • Covers All Motorsports

Precise Protect Motorsports Income Protect Plus Plan
(30 Day Back To Day 1)

This plan has a 30 day back to day 1 waiting period and is aimed at those who participate in motorsports
Level 1

Level 1

£ 17.49 / Mth
  • £500 Monthly Benefit
  • £500 Fracture Benefit
  • £5,000 Accidental Death
  • Covers All Motorsports
Level 2

Level 2

£ 27.49 / Mth
  • £750 Monthly Benefit
  • £750 Fracture Benefit
  • £10,000 Accidental Death
  • Covers All Motorsports
Level 4

Level 4

£ 47.49 / Mth
  • £1,250 Monthly Benefit
  • £1,250 Fracture Benefit
  • £20,000 Accidental Death
  • Covers All Motorsports
Level 5

Level 5

£ 57.49 / £
  • £1,500 Monthly Benefit
  • £1,500 Fracture Benefit
  • £25,000 Accidental Death
  • Covers All Motorsports
CONTACT

If you need us to contact you please leave you details and we'll be in touch as soon as possible

Plans and Pricing